DeFi Integration

async function calculateLendingRate(borrower) {
  const score = await zkScore.getScore(borrower);
  const baseRate = 5.0; // 5% base APR
  
  // Better rates for higher scores
  if (score.total >= 800) return baseRate * 0.7; // 30% discount
  if (score.total >= 600) return baseRate * 0.85; // 15% discount
  if (score.total >= 400) return baseRate * 0.95; // 5% discount
  
  return baseRate;
}

async def calculate_lending_rate(borrower: str) -> float:
    score = await zk_score.get_score(borrower)
    base_rate = 5.0  # 5% base APR
    
    if score['total'] >= 800:
        return base_rate * 0.7  # 30% discount
    elif score['total'] >= 600:
        return base_rate * 0.85  # 15% discount
    elif score['total'] >= 400:
        return base_rate * 0.95  # 5% discount
    
    return base_rate

async function calculateRewards(provider, liquidityAmount) {
  const score = await zkScore.getScore(provider);
  const breakdown = await zkScore.getScoreBreakdown(provider);
  
  const baseReward = liquidityAmount * 0.05; // 5% base APY
  const defiBonus = breakdown.defi / 1000; // Up to 100% bonus
  
  return baseReward * (1 + defiBonus);
}